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AnxietyThought

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Profile picture for Now&Me member @karthikkumark

Karthik Kumar @karthikkuma...

I wish time could stop and not move at all. I don’t want this month to end. It’s been one of the most stressful, disturbing and dreadful months of my life, but I don’t want to face February. It will bring more fear and problems for me. I’m already terrified. It’s like I’m in a horror movie, where each day the demons out there get stronger and wait for their prey. February could be my last month. I’ve never been afraid of any month more than February. It scares me to death. I don’t know what it will bring for me. If I get out of February alive, I’ll thank each and every god and everyone around me.

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Profile picture for Now&Me member @karthikkumark

Karthik Kumar @karthikkuma...

am facing a debt crisis, which is the worst kind of crisis anyone can experience. It has put me in all sorts of trouble, and it feels like God has put a price on my life. If I don’t pay, I will die. People say life is worth something, it does worth, it has a price to pay. It seems that to live further, I have to pay the price and clear my dues.

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Profile picture for Now&Me member @karthikkumark

Karthik Kumar @karthikkuma...

I am out of the job, have been looking for a new one but couldn’t get one. My dad died last year, and during that time I took loans from apps. I paid half of it, but things got worse since December. I am capable of getting the funds, but what I don’t have is time

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Profile picture for Now&Me member @karthikkumark

Karthik Kumar @karthikkuma...

I used to have an online job, but I got laid off from it coz their tender got over and went into trading. It didn’t work out well for me. I have been dealing with social anxiety and agoraphobia issues since late 2011, so I don’t feel comfortable with field work. I have been trying to overcome these issues for a long time. Nowadays, I look for online jobs every day, but I haven’t found one yet. I am losing hope of finding one. I can still manage and get funds after 3 or 4 months, but what I don’t have is time. That’s why I said February is frightening. There are a lot of people like me who are going through abuse or harassment from loan apps. They are a major contributor to suicides in India. You will find a lot of videos on YouTube related to manslaughter by loan apps agents. They force people and push to an edge that they commit suicide. It’s like goons running their business. Worst kind of debt trap. I hope people speak against them and the RBI or the government take action on their practices to recover. I regret getting into this mess and the mistakes that I made related to finance last year. With the time period they have given me, I don’t think I will get out of this mess.

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Profile picture for Now&Me member @karthikkumark

Karthik Kumar @karthikkuma...

am in this mess coz of trading. I don’t want to get into that. and to create a small business, you need funding, network, supply chain and most importantly support. I don’t have any of that.

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